Terms of Service

Acceptance of the Terms

By accessing and using the software, tools, and features provided by Cashflow.do, including those located at Cashflow.do or any of its domains ("the Service"), you agree to these Terms of Use. If you do not agree to these terms, your use of or access to the Service is prohibited. The materials contained in the Service are protected by applicable copyright and trade mark laws.

Privacy Statements

We are committed to protecting your personal information and using it in compliance with our Privacy Policy. Below are the key points from our Privacy Policy:

• Information Collection: We collect personal data you provide to us, such as your name, email address, and payment information. We may also collect data automatically, like your IP address and how you interact with our service.
• Information Use: We use your information to provide and improve our service, to communicate with you, for security purposes, and for marketing if you've given us permission to do so.
• Information Sharing: We do not sell your personal information. We may share your information with third parties if it's necessary for providing our service, if we have your permission, or if we're required to do so by law.
• Your Rights: Depending on your jurisdiction, you may have certain rights regarding your personal information, such as the right to access, correct, or delete your data.

For details about how we collect, use, and protect your personal data, please refer to our Privacy Policy.

About the service

The Service is a cloud-based small business accounting software designed to manage your business finances efficiently and effectively. It is designed to help small businesses track and manage their finances with easy-to-use features and tools.

License of Use

By providing us with your information, suggestions, or ideas, you grant us a non-exclusive, worldwide, royalty-free, fully transferable, sub-licensable, irrevocable, and perpetual license to use such information in connection with our services, including in our marketing materials.

User Conduct

By using our Service, you agree to conduct yourself in a respectful and lawful manner. You agree not to use the Service for any illegal activities, harassment, or conduct that we deem inappropriate or disruptive.

Access and interference

As part of this Agreement, you agree not to attempt or take any of the following actions:

• Use any robot, spider, scraper, deep link or other similar method or automated data collection tool, program, algorithm or methodology to access, acquire, copy or monitor Cashflow.do or any part of the Service, without our express and written consent, which is given at our discretion;
• Use or attempt to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or smart agents) to navigate or search the Service, except for search engines and search agents available through the Service and general third-party web browsers (such as Safari, Internet Explorer, Firefox and Chrome);
• Publish or transmit files that contain viruses, worms, Trojan horses or any other contaminating or destructive element, or that otherwise interfere with the proper functioning of the Service; or
• Try to decipher, decompile, disassemble, reverse engineer any software that forms part of the Service.

User Data & Feedback

Cashflow's platform enables you to input transactional and accounting information, text, files, and other related materials (collectively, "User Data") and to share that User Data with your own designated individuals or groups.

User Data that you enter or otherwise make available to the Service is subject to the following terms:

• User Ownership: Users maintain ownership of the User Data that they enter into the Service. By entering User Data, users grant Cashflow a license to access, use, copy, reproduce, process, adapt, publish, transmit, and display that User Data to provide the Service, in accordance with Cashflow's Privacy Policy, including if required to do so by law or in good faith to comply with legal process. Cashflow reserves the right to remove any User Data on the Service that violates these Terms or that is otherwise objectionable in Cashflow's sole discretion.
• Feedback: The Service may have certain features that allow you to submit comments, suggestions, and other materials (collectively, "Feedback") to Cashflow, and/or share such Feedback with other users, or the public. If you submit Feedback, Cashflow may use such Feedback for any purpose without any compensation or obligation to you. We reserve the right to remove any Feedback posted in our public forums for any reason at our sole discretion.

Proprietary Rights

Cashflow and its licensors are the sole and exclusive holders of all rights, titles, and interests, including all intellectual property rights in the Service and Websites. We require you to comply with all relevant copyright laws, as well as any additional copyright notices or restrictions contained within the Service and Websites. All existing and future rights in trade secrets, patents, copyrights, trademarks, service marks, know-how, and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, including without limitation rights in and to all applications and registrations relating to the Service and Websites, between you and Cashflow, shall always be and remain the sole and exclusive property of Cashflow.

Disclaimer and Warranties

While we strive to provide a top-notch Service, we cannot guarantee that it will always be flawless or available at all times. The Service is provided "as is" and "as available," without express or implied warranties of any kind. We do not make any promises regarding the accuracy, reliability, or timeliness of the data, or that the Service will be error-free, uninterrupted, or free from harmful elements, such as viruses.

Furthermore, we do not warrant or represent that any defects or errors will be corrected, or that your use of the Service will yield specific results. Please be aware that any damage to your computer system or loss of data that results from the use of our Service, or from downloading any material from our Service, will be at your own risk.

While we take every reasonable effort to ensure the quality and integrity of our Service, these disclaimers are necessary for us to protect ourselves from potential liabilities.

Limitation of Liability

THE SERVICES, WEBSITES AND USER DATA SUPPLIED BY CASHFLOW, ITS LICENSORS, VENDORS OR USERS, ALONG WITH OTHER INFORMATION ACCESSIBLE FROM OUR PLATFORM, ARE PRESENTED "AS IS" AND WITHOUT ANY FORM OF GUARANTEE, PROMISE, OR REPRESENTATION, WHETHER EXPLICIT OR IMPLICIT. THIS INCLUDES, BUT IS NOT LIMITED TO, IMPLIED WARRANTIES OF QUALITY, MERCHANTABILITY, SUITABILITY FOR A PARTICULAR USE, OR NON-INFRINGEMENT, ALL OF WHICH ARE EXPRESSLY DISCLAIMED TO THE MAXIMUM EXTENT ALLOWED BY LAW. IN PARTICULAR, CASHFLOW DOES NOT PROMISE THAT: (i) THE INFORMATION ACCESSIBLE ON OUR PLATFORM IS ERROR-FREE; (ii) THE SERVICES OR FEATURES (SUCH AS THE TOOLS FOR UPLOADING AND DOWNLOADING USER DATA) WILL OPERATE WITHOUT INTERRUPTION OR ERRORS; (iii) ANY DEFECTS WILL BE RECTIFIED, OR (iv) OUR PLATFORM OR THE SERVERS THAT HOST IT ARE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. CASHFLOW DOES NOT ENDORSE, WARRANT, OR ASSUME RESPONSIBILITY FOR ANY THIRD-PARTY PRODUCT OR SERVICE PROMOTED OR OFFERED THROUGH OUR PLATFORM, AND WILL NOT BE INVOLVED IN OR BE RESPONSIBLE FOR OVERSEEING ANY TRANSACTIONS BETWEEN YOU AND THIRD-PARTY PROVIDERS. CASHFLOW WILL NOT BE LIABLE FOR ANY IMPROPER OR ILLEGAL ACTIONS OF ANY THIRD PARTY. YOU VOLUNTARILY ASSUME THE RISK OF HARM OR DAMAGE FROM THE FOREGOING. THESE LIMITATIONS WILL APPLY EVEN IF A REMEDY DOES NOT ACCOMPLISH ITS ESSENTIAL PURPOSE AND TO THE MAXIMUM EXTENT PERMITTED BY LAW.

IN NO EVENT WILL CASHFLOW, ITS AFFILIATES, LICENSORS, VENDORS, OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, OR REPRESENTATIVES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST PROFITS, LOST DATA, LOST USE, OR EXPENSES INCURRED FOR SUBSTITUTE GOODS OR SERVICES) THAT ARISE FROM OR ARE CONNECTED WITH THE USE OF OUR PLATFORM, ANY INFORMATION, MATERIALS, OR RECOMMENDATIONS AVAILABLE ON OUR PLATFORM, OR ANY LINK ON OUR PLATFORM, REGARDLESS OF WHETHER CASHFLOW HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE THEORY OF LIABILITY (BE IT WARRANTY, CONTRACT, TORT, STRICT LIABILITY, STATUTE VIOLATION, OR OTHERWISE). THIS LIMITATION OF LIABILITY WILL APPLY TO THE GREATEST EXTENT PERMITTED BY LAW. EXCEPT AS PROHIBITED BY LAW, OUR TOTAL LIABILITY, IN ANY CASE, WILL NOT EXCEED $100.

Please note that certain jurisdictions do not permit some of the exclusions or limitations listed above. As such, some of these may not apply to you.

Indemnification

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD CASHFLOW, ITS AFFILIATES, AND ITS RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, MEMBERS, SHAREHOLDERS, CONTRACTORS, OR REPRESENTATIVES HARMLESS FROM AND AGAINST ANY CLAIM OR DEMAND, INCLUDING WITHOUT LIMITATION, REASONABLE ATTORNEYS’ FEES, MADE IN CONNECTION WITH OR ARISING OUT OF YOUR USE OF THE SERVICE AND WEBSITES, YOUR CONNECTION TO THE SERVICE AND WEBSITES, YOUR VIOLATION OF THE TERMS, YOUR VIOLATION OF AN APPLICABLE LAW, YOUR SUBMISSION, POSTING, OR TRANSMISSION OF USER DATA TO THE SERVICE AND WEBSITES, AND/OR YOUR VIOLATION OF ANY RIGHTS OF ANOTHER INDIVIDUAL OR ENTITY. WE RESERVE THE RIGHT TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF SUCH DISPUTES, AND IN ANY EVENT YOU WILL COOPERATE WITH US IN ASSERTING ANY AVAILABLE DEFENSES.

Payment Terms & No Refund Policy

To access and utilize our Services, you are required to pay all fees associated with your selected plan. Payment can be made through credit card, PayPal, or other payment methods provided by Cashflow. All payments made to us are final and non-refundable. By subscribing to our Services, you acknowledge and agree to this no-refund policy, regardless of the extent of your use or any termination of your account.

Changes to Fees and Payment Obligations

We reserve the right to adjust the fees for our Services at our sole discretion. Any changes to our fees will be communicated to you in advance, and by continuing to use our Services after such changes take effect, you agree to pay the updated fees. All fees are exclusive of any taxes, levies, or duties imposed by taxing authorities, for which you are responsible.

Billing Information and Responsibilities

You are responsible for providing complete, accurate, and up-to-date billing and contact information. It is your responsibility to promptly inform us of any changes to your payment details or contact information. If your payment method fails or your account becomes overdue, we may suspend or terminate your access to the Services until all outstanding fees and applicable taxes have been paid.

Non-Payment and Termination

If we do not receive payment when due, we reserve the right to suspend or permanently terminate your user account and access to our Services. Suspension or termination will only be lifted once you have settled all overdue amounts, including any applicable fees and taxes. We are under no obligation to provide any credit, extension, or alternative payment options in case of non-payment.

Legal Recourse and Collection Rights

We may exercise our right to recover unpaid amounts if you fail to fulfill your payment obligations. This may include terminating your access to the Services or initiating legal action. If your fees remain unpaid for more than thirty (30) days after we provide notice demanding payment, we reserve the right to pursue any remedies available, including but not limited to terminating your account.

You remain responsible for all fees and charges under these Terms, and we are not liable to provide any refund, credit, or reimbursement under any circumstances.

Account Inactivity and Deletion

We consider an account inactive if the subscription is not renewed for a period of 90 days. If your account's subscription remains unpaid for 90 days, your account will be placed in a deletion queue pending permanent removal. Once an account is in the deletion queue, the account and all associated data may be permanently deleted from our systems.

We highly recommend renewing your subscription in a timely manner to keep your account active and avoid potential deletion. Please note that we are not responsible for any loss of data resulting from account deletion due to non-renewal of subscription. It's essential to maintain your subscription and ensure that all important information is backed up or saved elsewhere.

Termination of the Legal Agreement

This Agreement will continue to apply until terminated by you or us. If you wish to terminate your legal contract with us, you can do so by closing your account for the Service. We may also terminate this Agreement under certain conditions, as outlined in these Terms of Use.

General Terms

Service modifications

Cashflow retains the right to adjust, cease, or suspend, either temporarily or permanently, the Service and Websites (or any component thereof) at any time, with or without prior notice. By accepting these terms, you agree that Cashflow will not be held responsible for any modifications, suspensions, or discontinuation of the Service and Websites.

Governing Law

The stipulations of these Terms are determined by the laws of Delaware, regardless of its conflicts of law principles. Nevertheless, there are countries (including those in the European Union) that have laws necessitating agreements to be governed by the local laws of the consumer’s country. This stipulation does not supersede those laws.

Dispute Resolution

The majority of disagreements can be resolved without resorting to formal dispute resolution. If you encounter an issue with us or our Service, we request that before taking any formal action, you contact us at dispute@cashflow.do, providing a brief, written outline of the dispute and your contact information (including your username, if the dispute is related to an account). Except for intellectual property and small claims court claims, both parties agree to try their utmost to resolve any dispute, claim, question, or disagreement directly through consultation with Cashflow, and good faith negotiations will be a prerequisite to either party initiating a lawsuit.

No Waiver

Any failure by Cashflow to exercise or enforce any right or remedy in these Terms does not constitute a waiver of that right or remedy. If any provision of these Terms is found to be invalid or unenforceable, the parties agree that the court should endeavor to give effect, to the maximum extent permitted by law, to the parties’ intentions as reflected in the provision, and the other provisions of these Terms will remain in full force and effect.

Third-Party Beneficiaries

You agree that, except as otherwise explicitly provided in these Terms, there shall be no third-party beneficiaries to these Terms.

Entire Agreement

These Terms (and all terms and conditions incorporated herein) constitute the complete agreement between you and Cashflow and supplant any previous agreements between you and Cashflow on the subject matter. To the extent of any conflict or inconsistency between the provisions in these Terms and any other terms or resources referenced in these Terms, the terms contained directly in these Terms will first prevail; provided, however, that if there is a conflict or inconsistency between an applicable Customer Agreement and these Terms, the terms of the Customer Agreement will first prevail, followed by the provisions in these Terms, and then followed by the pages referenced in these Terms (e.g., the Privacy Statement). The applicable Customer will be responsible for notifying Authorized Users of those conflicts or inconsistencies and until such time the terms set forth herein will be binding.

Miscellaneous

These Terms, and any rights or licenses granted hereunder, may not be assigned or delegated by you. These Terms, and any rights or licenses granted hereunder, may be assigned or delegated by Cashflow without restriction. These Terms bind and inure to the benefit of each party and the party’s successors and permitted assigns. These Terms may not be modified by an oral statement by a representative of Cashflow. No agency, partnership, joint venture or employee-employer relationship is intended or created by these Terms. You agree that any agreements made by and between you and us in electronic form are as legally binding as if made in physical written form. If you are using the Service and Websites for or on behalf of the U.S. government, your license rights do not exceed those granted to non-government consumers. The section titles in these Terms are for convenience only and have no legal or contractual effect. Any provision of these Terms that by its nature is reasonably intended to survive beyond their termination or expiration shall survive. Notwithstanding the generality of the foregoing, the following sections shall survive any termination or expiration of these Terms: “A Few Initial Matters,” “How These Terms Apply; Users and Customers,” “Proprietary Rights,” “User Content and Feedback,” “Warranties, Disclaimers, and Limitations of Liability,” “Indemnification,” and “General Terms.”

Contact Us

If you need to contact us regarding these Terms or if you notice that a user is not complying with these Terms, please contact us at legal@cashflow.do.